Central Texas Bankruptcy

Considering Bankruptcy in Central Texas?

Find Relief from your Financial Problems Via Bankruptcy

Call us today to schedule a FREE consultation!
254-296-1161

Dealing with financial problems can be draining – physically, mentally, and emotionally. There’s not enough money to make ends meet… and worse, you’re getting phone calls from creditors day and night, wanting to know when you’re going to pay them the money you don’t have! The longer it goes on, the worse you’re bound to feel. Sooner or later, something has to change.   Get help from an experienced Central Texas bankruptcy attorney who only practices bankruptcy law.

Erin B. Shank has been a Central Texas bankruptcy attorney for 30 years. Her law firm only handles bankruptcy cases. Erin has represented literally thousands of Texans – just like you – and helped them solve their financial problems. Erin has a staff of paralegals and legal assistants and almost all of them met her initially as clients when she filed their bankruptcy case. So, the paralegals and legal assistants that you will meet as you file a bankruptcy case with this law firm all know exactly what you are going through!

Bankruptcy

Erin Shank helps families take full advantage of their rights to bankruptcy protection and assists them to regain control of their financial future. The decision to file bankruptcy is not one which should be taken lightly. It requires that you complete complicated forms and sign them under the penalty of perjury. Erin’s vast experience as a Central Texas bankruptcy attorney is what you need to make sure that your case is handled accurately and professionally.

Military Bankruptcy

Our Killeen office is located just miles from the entrance of Ft. Hood in the beautiful One Killeen Center office building. We are proud to represent those who have served our country obtain the relief that they need through a bankruptcy filing. In 2005, Congress enacted special provisions to the Bankruptcy Code in order to facilitate disabled veterans, members of the military on active duty, and members of the national guard obtain Chapter 7 relief. A Chapter 7 discharge can restore your security clearance and enable you to regain housing waivers that are being retained by prior landlords. Involuntary allotments are also removed with a bankruptcy filing. Erin Shank has delivered presentations at national and state legal seminars on the special provisions of the Bankruptcy Code that are designed to make bankruptcy relief more available for those who have served our country. She has given presentations to the Ft. Hood JAG officers on the special provisions of the Bankruptcy Code designed to assist our active and retired military members. As a daughter of a veteran and a wife of a veteran, Erin takes special pride in representing those who have served our country.

Medical Debts & Disabilities

The cost of health care has skyrocketed over the past few years and when medical problems result in a person becoming disabled, the effect on one’s finances can be devastating.  Even with health insurance coverage, the average monthly disability payment is often not nearly enough to cover average living costs, let alone medical bills and other expenses. Bankruptcy can assist consumers in resolving their overwhelming expenses so that they can move on and obtain a financial fresh start.

Credit Counseling and Debt Management

All consumers filing bankruptcy must attend a credit counseling course before their bankruptcy cases are filed and debtor education course after their bankruptcy case is filed. Erin Shank’s clients fulfill the pre-bankruptcy requirement by working through a simple internet program. Our clients all watch a very entertaining DVD produced by Dave Ramsey in order to fulfill the second requirement. Dave Ramsey is a Talk Show Host and frequently contributor to FOX News. He filed a Chapter 7 bankruptcy case himself in Houston, Texas. Dave has filmed this DVD specifically for individuals who have filed a Chapter 7 case and his humor, knowledge and life experiences make the debtor education requirement a true learning experience.

Lawsuits

Are you overwhelmed with credit card bills, car loans or hospital bills? Are you unable to sleep because you’re worried about paying debt? Is your home in foreclosure? Is your car ready to be repossessed?

Facing these issues can be an overwhelming experience. It is hard enough to deal with the financial and emotional impact of these kinds of problems, without having to worry about the complicated legal process. An experienced, trusted attorney can explain all of your options and guide you in making the right choices.

Tax Debt

Many people believe that tax debt is not dischargeable in a bankruptcy case. This is not true. Some federal income taxes can be discharged and some can be reduced significantly and paid over time. If you have tax debt, you probably also have other types of debt which can all be addressed and potentially discharged.

Having the right lawyer to represent you is critical to obtaining financial relief as quickly as possible. With years of experience as a bankruptcy attorney serving the residents of Killeen, Waco, and the surrounding communities, my staff and I can stop the endless creditor harassment, lawsuits and get you on your way to the fresh start that you deserve.

Let our experience and knowledge help you get a fresh start. Call today to schedule a FREE Consultation to get a better understanding of your options. We offer a payment plan that will enable you to start the process today toward a fresh financial start.