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• Home
• About The Firm
• Attorney & Staff
  • Erin B. Shank
  • Melissa Ritchie
  • Sharlyn Barrientos
• Practice Areas
  • Bankruptcy
    • Chapter 11
    • Chapter 12
    • Chapter 13
    • Chapter 7
      • Credit Cards And Rebuilding Your Credit
      • Means Test
    • Credit Counseling
    • Medical Debt And Disabilities
    • Military
      • Fort Hood
      • Aafes Garnishment
      • Service Members Civil Relief Act
  • Home Loan Modification
  • Tax Debt Resolution
  • Tax Debts
  • Foreclosure
• Blogs
  • 2024
    • December
      • How Soon Can You File Chapter 13 After Chapter 13?
    • November
      • When To File Bankruptcy Chapter 13
    • July
      • What’s the Role of a Bankruptcy Trustee?
  • 2023
    • October
      • Can Chapter 13 Take My Disability Back Pay?
      • Can A Chapter 13 Be Discharged Early?
  • 2022
    • June
      • Military Bankruptcy Myths in Texas That Won’t Go Away
    • March
      • Secured Credit Cards After Bankruptcy
    • February
      • Student Loan Forgiveness for Workers in the Public or Non-profit Sector
  • 2021
    • August
      • Erin B. Shank Recognized on the Elite List of “2022 Best Lawyers”
    • May
      • Consumer and Business Bankruptcy Filings Decrease
    • April
      • What to Do If You’re Being Sued by a Credit Card Company
  • 2019
    • February
      • Home Loan Modifications
      • Advice on Student Loans
      • Erin Shank Helps Plan State Bar of Texas Bankruptcy Conference
  • 2016
    • March
      • Founder of Barnum & Bailey Circus Overcame Financial Struggles Through Bankruptcy Filing
    • January
      • ACTOR BURT REYNOLDS OVERCOMES DEBT WITH BANKRUPTCY FILING
  • 2015
    • December
      • How Long Does a Chapter 7 Bankruptcy Take to Complete?
      • Larry King’s Early Career Financial Struggles
    • October
      • American Credit Card Debt Averages for 2015
    • September
      • Exemption for Personal Property Increased in Texas
    • August
      • Erin B. Shank, P.C., Awarded AVVO’s 2015 Clients’ Choice Award
      • Foreclosure Prevention
      • NACBA Supports Bill That Would Require Banks to Update Discharged Debts
    • July
      • The Dangers of Reverse Mortgages
    • June
      • Bikers Arrested in Twin Peaks Shooting May Face Financial Difficulties
      • Former Boy Band Member Lee Ryan Filed for Bankruptcy
    • May
      • Business Debt Followed Abraham Lincoln Throughout His Career
      • Former Starlet Nicole Eggert Settles Huge Debt by Selling House
    • April
      • Americans Still Suffering From Credit Card Debt
      • Celebrities Also Have Student Loan Debt
    • March
      • Natural Gas Provider Sought Bankruptcy Protection
      • What Is the Means Test?
      • Debts That Are Not Dischargeable in Chapter 7 Bankruptcy
      • Tips to Get Rid of Credit Card Debt
    • February
      • Rough Waters: Bankruptcy Rises on the Seas
    • January
      • Bankruptcy and the Elderly
  • 2014
    • December
      • Some Tax Debt is Dischargeable in Bankruptcy
      • Will Bankruptcy Affect Your Credit Rating?
      • If I Include My Doctor’s Bills in My Bankruptcy Will My Doctor Refuse to See Me in the Future?
      • Can You Save Your House If You File Bankruptcy?
      • Can I Keep a Credit Card If I File Bankruptcy?
      • Tax Debt in Chapter 7 Bankruptcy
      • Bankruptcy and Inherited IRAs
      • Divorce and Bankruptcy
      • Bankruptcy Lawyer Is Your Best Advocate
      • When Bankruptcy Isn’t the Solution, It Usually Still Is
    • November
      • Free Report: Many Benefits of Chapter 7 and Why It’s a Better Choice
      • Texas Bankruptcy Exemptions
      • Common Bankruptcy Misconceptions in Texas
      • Free Report: Finding Perspective and Landing on Your Feet After Bankruptcy
      • Avoiding Problems after Bankruptcy
      • How Bankruptcy in America Evolved
      • Free Report: Secured Credit Cards After Bankruptcy in Texas
      • More than One Bankruptcy?
      • Bankruptcy in Texas: What Not To Do
      • The Netflix Bankruptcy
      • Chapter 7 Bankruptcy in Waco Texas: Will They Take Your Car When You File?
      • New Financial Protections for Military
      • How Tax Debt is Treated in Bankruptcy
    • October
      • Is Bankruptcy the Right Choice For You: 8 Questions that May Help You Decide
    • September
      • Can a Chapter 7 Bankruptcy Help Me?
      • What is a Bankruptcy 341 Meeting?
      • Does My Spouse Have to File Bankruptcy If I Do?
      • What Is Waco Texas Bankruptcy?
      • What to Expect in Your Bankruptcy Consultation
    • August
      • Why File for Bankruptcy?
      • 4 Chapter 7 Bankruptcy Myths
    • July
      • Bankrupt Illegal Immigrants?
    • March
      • How Much Does It Cost to File Bankruptcy?
      • Can Student Loans be Discharged in Bankruptcy?
      • The Military Lending Act Shortcomings
    • February
      • Overwhelming Medical Expenses
      • What Is a 341 Hearing?
      • Can You Go to Jail for not Paying a Payday Loan?
      • Bankruptcy and Executory Contracts
    • January
      • If I File Bankruptcy I Will Never Be Able to Buy Anything Again Right?
      • Social Security Disability Insurance and Bankruptcy in Killeen Texas
      • How Should I Respond to a Foreclosure Letter?
      • Self-Employed Filing Bankruptcy – Keeping Your Business
      • Creditors Are Calling Your Workplace – Can a Central Texas Bankruptcy Help?
      • Do You Have to Appear before a Judge If You File Bankruptcy?
  • 2013
    • December
      • What is the Difference Between Chapter 7 Bankruptcy and Chapter 13 Bankruptcy?
      • Can Bankruptcy Stop a Foreclosure?
      • Can You Discharge an IRS Tax Debt by Filing Bankruptcy?
      • Bankruptcy Does Not Mean You Will Lose Everything
      • Military Bankruptcy in Texas: Does Erin Have Experience Working with Military Families?
      • Bankruptcy and Bank Account Garnishment in Central Texas
    • November
      • Bankruptcy and Civil Judgments
      • Can You Save Your Home By Filing Texas Bankruptcy?
      • Can Filing for Bankruptcy Stop an AAFES Garnishment?
      • Bankruptcy and Property Taxes
    • July
      • Can You Save Your Home If You File for Bankruptcy?
    • February
      • More Bankruptcy Myths Debunked
      • Anyone Can Face Bankruptcy, Regardless of Income or Net Worth
      • Why DIY Bankruptcy is a Bad Idea
      • Chapter 9 Bankruptcy: A Brief Primer
      • What is Chapter 8 Bankruptcy?
      • 3 Common Bankruptcy Myths Debunked
      • Bankruptcy for Small Business Owners
    • January
      • Assets and Chapter 7 Bankruptcy
      • The Ludicrous Concept of Debtors’ Prison
      • Should I Tell My Bankruptcy Attorney Everything About Me and My Family?
      • Understanding the Relationship Between Taxes and Bankruptcy
  • 2012
    • September
      • Exempt Property during a Bankruptcy Proceeding
    • August
      • Making a List, Checking it Twice: Listing Your Debts
      • What Does a Discharge of a Debt Mean?
      • Debt Consolidation Is Never The Answer
      • If an Attorney is Advising That You File a Chapter 13 Bankruptcy Case, Please Get a Second Opinion!
      • How Do You Know if Bankruptcy is the Right Option for You?
    • July
      • Bankruptcy Terminology Consumers Need to Know
      • Advantages of Bankruptcy
      • Tips for Dealing with Debt Collectors
      • Does this Sound Like You? Bankruptcy may be an Option for You!
  • 2011
    • November
      • The Truth Behind Debt Collectors and Collection Agencies
    • August
      • Is it a Crime not to pay a “Pay Day” Loan? Can I include my “Pay Day” Loan in my bankruptcy?
    • July
      • How Much Will My Bankruptcy Cost?
    • March
      • Will The Bankruptcy Trustee Take My Tax Refund?
    • February
      • Wacoan Magazine Article Featuring Erin Shank
    • January
      • Developments Within the Credit Card Industry
      • Bankruptcy Is Better Than Short Sale
      • A Taxing Matter — Bankruptcy Discharge vs. Debt Cancellation
  • 2010
    • December
      • Can I Get Credit After Bankruptcy?
      • Should I Reaffirm My Mortgage in my Chapter 7 Bankruptcy Case?
    • November
      • My Stuff Is Paid For-Why Do I Have To List It In My Bankruptcy Case?
      • Bankruptcy and the Military Special Issues Reguarding Active Duty Servicemen and Veterans
      • I’ve Been Sued-Is It Too Late To File Bankruptcy?
    • October
      • Beware of “Debt Settlement Companies”
    • September
      • New Bankruptcy FAQs Page
    • August
      • Updated: Will Bankruptcy Affect My Security Clearance?
      • Video Blog: The Differences Between Filing for Bankruptcy Protection Versus Going Through a Debt Consolidation.
    • May
      • 12 Myths About Bankruptcy
  • 2009
    • November
      • Will Bankruptcy Affect My Security Clearance?
    • May
      • Erin B. Shank Chosen As Member of the Month for National Bankruptcy Organization
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