You know, one thing that’s really affecting a lot of people is student loans. I’m going to another conference about student loans. They’re not dischargeable in any bankruptcy, but I always give my clients some non-bankruptcy advice about student loans.
There are some good income-contingent repayment plans that you can see and learn about on the U.S. Department of Education’s website, but when you meet with me, I can go over those and help you pick the one that’s best for you to try to get over some unmanageable student loan debt.